Company Profile

The RCS Group is an independent, financial services company that operates in South Africa, Namibia and Botswana. Since its inception in 1999 RCS has provided credit and financial services to more than one million customers.



From its humble beginnings as a specialist personal loans provider it has expanded the available product range offered to customers to include private label cards, retail cards, personal loans, home loans and insurance.



The major shareholders in RCS Group are The Foschini Group (55%)and Standard Bank (45%). Both the shareholders are listed on the Johannesburg Stock Exchange.



At RCS we pride ourselves on our expertise in consumer lending, direct marketing, risk and analytics and currently have a staff compliment in excess of 850.



We actively support the National Credit Act, promote responsible lending and are a leading industry player in support of government's objective to combat over-indebtedness and reckless lending.

RCS General Purpose Card
The RCS general purpose card is similar to a credit card and is accepted at more than 12 000 retail outlets in South Africa.